If you’ve recently missed a credit card payment or you’re about to miss an upcoming payment, you’re probably worried about the effects on your wallet and your credit score. While missing a credit card payment is never ideal, there are ways you can minimize the damage and get back onto solid financial footing. Let’s talk …
Bad credit limits your options in all kinds of ways. A bad credit score can prevent you from getting the apartment you want, getting a mortgage, or a loan for a car; it can even prevent you from being hired for certain jobs. Some employers will check applicants’ credit scores to get an idea of …
A car repossession can cause lasting damage to your credit report. Your credit score could see a dip of up to 100 points, and, depending on how much is owed and how much the lender is able to sell the car for to pay off the remaining debt, you could end up owing money even after the …
How To Remove a Repossession From Your Credit Report Read More »
Wondering if a 550 credit score is good or bad? A 550 credit score is considered “Poor.” While it’s not the best, there are still ways to improve your score and get it into the “good” range. If you’ve had some financial missteps in the past, don’t despair – there are plenty of things you …
550 Credit Score: Understanding Your Score and How to Fix It Read More »
In the world of personal finance, a person’s credit score may be just as important as the number in their bank account. Unfortunately, building credit is tricky, but Grain credit card is trying to simplify the process. Grain is a credit building app that wants to see your credit score grow quickly. Unlike other credit …
Grain Credit Card Review: Is the Digital Card Worth It? Read More »
If you’re drowning in debt and struggling to make payments each month, there are several ways to settle your debt for pennies on the dollar. Consider Jake. Jake made some poor financial choices when he was younger and is dealing with the fallout years later. He wants to get onto a solid financial path, but …
Building or improving credit can be overwhelming. There are so many different ways to go about building your credit profile and so many steps to take. However, decent credit is a vital necessity in life. Without good credit, you may not be eligible for the financing you need for cars, housing, or other necessities. Poor …
Do you want to know how to get a 700 credit score in 90 days? A 700 credit score is the goal for most people. It’s not easy to achieve, but it’s possible if you follow our tips. We can help you every step of the way so that you can improve your credit score …
Unpaid credit card debt can hang over your head like a weight always ready to fall. Between collections phone calls, hits to your credit score, and interest that keeps piling on and adding to the principal balance, credit cards with large debts can feel impossible and overwhelming. The longer you carry the debt problems, the …
If you are working to repair your credit, you’ve likely spent extensive time trying to remove negative items from your credit report. Various options exist to initiate a dispute (phone, online, by mail), but the credit reporting agencies typically prefer officially mailed letters. This process of disputing an item by mail involves sending customized dispute …