If you’ve recently missed a credit card payment or you’re about to miss an upcoming payment, you’re probably worried about the effects on your wallet and your credit score. While missing a credit card payment is never ideal, there are ways you can minimize the damage and get back onto solid financial footing. Let’s talk …
Bad credit limits your options in all kinds of ways. A bad credit score can prevent you from getting the apartment you want, getting a mortgage, or a loan for a car; it can even prevent you from being hired for certain jobs. Some employers will check applicants’ credit scores to get an idea of …
In the world of personal finance, a person’s credit score may be just as important as the number in their bank account. Unfortunately, building credit is tricky, but Grain credit card is trying to simplify the process. Grain is a credit building app that wants to see your credit score grow quickly. Unlike other credit …
Grain Credit Card Review: Is the Digital Card Worth It? Read More »
The majority of credit cards on the market require their users to undergo a credit check before being approved, but not this one. The X1 is a new modern look card that does not factor a person’s credit score into their approval metrics. Instead, it is based on a person’s income. The card launched in …
X1 Credit Card Review: Can This Card Improve Your Credit? Read More »
If you have bad credit, you may struggle to get approved for credit cards or other personal loans. It isn’t easy to repair your credit if you’ve made some financial mistakes in your past. You need a good score if you want to be approved for a mortgage and housing in general, you need it …
Best Second Chance Credit Cards with No Security Deposit Read More »
Everyone makes mistakes, and sometimes, despite our best efforts, life circumstances and financial hardships prevent us from meeting our financial obligations. Unfortunately, financial missteps can follow you for years, particularly if you don’t make a consistent and coordinated effort to improve your credit. One of the best ways to repair your credit is by acquiring …
Milestone Gold Credit Card Review: Should you Get It? Read More »
If you have poor credit, it’s essential to find ways to improve it. The fastest way to do this is by practicing fiscal responsibility in a way that will be reported to the three major credit bureaus. Sure, you could start spending wisely, but if you’re being responsible with cash, there’s nothing positive going into …
Indigo Platinum Mastercard Review: Is It Worth It? Read More »
Outstanding debt is not a matter to be ignored, and the stress that stems from it can be utterly debilitating. If you have any outstanding debt on your Citibank credit cards and are unable to make your monthly credit card payments, the uncertainty of what to do about it, what your options are, or where …
A credit card can be a great way to build credit or improve your credit score. The problem is that if you have bad credit, you may find yourself in a bit of a catch-22: You need a line of credit to improve your score, but inquiries into your credit history can damage your score …
OpenSky Credit Card Review: Is the Secured Card Worth It? Read More »
It can be difficult to determine how much you should pay on your credit card each month. Not paying enough can lead to interest charges and other penalties, while overpaying can mean that you’re not taking advantage of the many benefits that a credit card can offer. This article will explore how much you should …
How Much Should I Pay On My Credit Card Per Month Read More »